Know your tax position before HMRC does. CityFiscal monitors your income in real time, categorises your transactions automatically, and keeps you MTD-ready year-round — no January scramble.
No spreadsheets. No surprises. No stress.
What it looks like
Early preview · private beta opens October 2026
What to expect
Your tax position updated in real time as money moves — not once a year when it's too late.
Transactions categorised, summaries generated, and submissions prepped to HMRC's Making Tax Digital standard.
Get notified when your liability crosses a threshold, before you get an unwelcome letter from HMRC.
Built to HMRC's Making Tax Digital standard · Secure UK bank connections · Designed for sole traders and limited companies
Why now
HMRC's Making Tax Digital for Income Tax replaces the annual Self Assessment return with quarterly digital submissions. It is not optional. It is not distant. And most self-employed people are not prepared for it.
CityFiscal is being built specifically for this transition — to make quarterly reporting automatic, visible, and manageable throughout the year, not just in January.
MTD for Income Tax begins
Sole traders and landlords above the initial income threshold must submit quarterly digital returns to HMRC.
Threshold drops further
The next wave brings in hundreds of thousands more sole traders and freelancers as the income threshold decreases.
Full rollout
MTD will eventually cover most of the UK's self-employed workforce. The question is whether you'll be ready when it reaches you.
Private beta begins October 2026. Leave your details and we'll be in touch before public launch — with early access and a founding-member rate.
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No spam. No sales calls. Just an update when we're ready.
We'll reach out before launch with early-access details. Keep an eye on your inbox.